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Feb 27
Do you want any of the following?
  • Get the best in payroll processing for less.
  • Deflect unwanted and unwarranted government interference;
  • Protection from check fraud artists who could/would raid your bank account;
  • Take advantage of Tax Credits that you may not even know exist;
  • Upgrade privacy for you and your employees;
  • Take a vacation
Call on payroll tax experts at no charge;
Save time;
Save money.

A payroll-outsource company is constantly upgrading and improving their ability to provide the best service for you. They upgrade their software and systems on a regular basis. They of course have to keep up with the changes in the law of all 15,000 plus payroll-taxing entities as they happen. A payroll outsourcing company must be able to print out any updated form as needed or they will have to do it by hand. This is a chore they do not want to undertake with many clients to complete them for.

Occasionally everyone misses a deposit or filing deadline, forgets a form or otherwise makes a mistake that results in a penalty that YOU have to spend a great deal of time resolving and usually end up paying the penalty anyway. Outsource payroll companies greatly minimize the chance that your company will pay any penalties or interest due to missed deposits, late filings, bad calculations or other clerical and computational errors of your payroll taxes. If a payroll outsourcing company makes a mistake, THEY are responsible for the research and costs. They have much more practice in doing this kind of work and make very few mistakes; otherwise, they do not last very long in the business. A good outsource payroll company should deposit your payroll taxes and file all your payroll tax reports – on time, every time. After all, they are not processing taxes for just one company; they are filing for hundreds of companies.

When you use a payroll company to process your payroll, you reduce the number of checks that you write substantially. This not only lowers your accounting costs by reducing the size and complexity of your bank reconciliation; it can also reduce your banking fees. It reduces the checks that can fall in to the hands of check fraud specialists. Check fraud is the largest dollar value crime in the country year after year. The Nilson Report indicates that check fraud exceeds $20 billion dollars a year and the American Bankers Association recently stated that check fraud losses are growing by 25% per year. Payroll processing companies hire specialists to consult about reducing fraud. A good outsourcing company should be able to discuss numerous devices that they use to protect themselves and their clients from fraud.

Tax credits for your employees: The Federal government and many states have set up a large variety of tax credits depending on the employees you hire. This can range from a few hundred to over $8,000.00 per employee. In the convenience store industry the average nationwide is that 20% of employees qualify for one or more of these credits when hired. These are normally direct credits, not deductions, against your federal or state tax payments. If you are not taking advantage of this you should be. A competent payroll outsource company should be able to set you up in a few days and get you started in receiving these tax benefits. In the tax credit industry you should only pay on success. If you do not accrue credits you should not have to pay. Normally you only pay a portion of the credits you earn, making this a no-lose proposition as long as you have a profitable business in which to use the credits.

By outsourcing your payroll with a paperless payroll system you increase your privacy immensely. The only information available is password protected in your computer. If you need to print anything, you print only what you need and destroy it when you are done. No reams of paper, stacks of books, and files for unwelcome eyes to pry through. No huge stack of files to maintain for the government if they decided they want to look at the last four, five or whatever years of payroll.

Technology is now making payroll easier to enter. In the last few years Internet interfaces have been perfected. These let you enter and review your payroll from any Internet connect computer around the world. It is now possible to review, tweak and submit your payroll from the beach in Hawaii or anywhere else! Timekeeping technology is in the same overhaul. Many companies collect time only through electronic means now. This can mean a seamless movement of pay information from the store to the employee bank account without a piece of paper being generated.

A truly professional payroll outsource provider will have CPAs on staff that you can consult with.  When you have a complex or unique question about payroll you don’t want a clerk you want a professional.  When the IRS sends a notice you don’t want to be told by your payroll provider to talk to your CPA, if he were up to date on payroll, he would be doing it.  A CPA at a payroll company deals with the tax aspects of payroll on a daily basis.  He should be able to address your concerns and questions and help keep you out of trouble with the IRS.

There are many other issues that can affect your decision to outsource payroll that can be discussed with a payroll provider.  Ask about Direct Deposit, Stored Value Debit Pay cards for the unbanked, custom reporting for management purposes, HR compliance issues, pay as you go workers compensation, delivery cost savings, reducing unemployment taxation, child support garnishments, cafeteria plans under Section 125, 401(k)’s and more.  All the options above add up to substantial saving of your time as a business manager and will save the business a lot of money as well.
Feb 24
Search Engine Marketing & Keyword Lookup ImageToday we’re going to teach you how to take a general category and break it down into a profitable niche market and then we’re going to show you how to find your most targeted keywords for that niche market.  First of all we’re not here to dog those who are currently showing you how to find a niche market, using Google or EBay are clever ways to find possible niches and it’s a lot better than guessing— for assuming what people are looking for or want by guessing is just pure folly.  However, through our research, Pam and I have found out that only half of the equation is being given and the other half of the equation that isn’t being given is the use of a keyword lookup tool.

Let’s go to Keyword Discovery (http://www.keyworddiscovery.com/search.html), they’re just one of the free tools  out there that we like, there are many others this is just one of them.  Now, we’ll go down to the keyword box and type in a general keyword that we want, we’ll just go with “boots.” Then go down to the authorization box and fill in the letters and numbers shown, making note that it is case sensitive.  Then hit enter or press Search.

On the top line, “boots” has a number of 268,750–now that number is for searches per month.  Now, a lot of your keyword tools are going to vary on the numbers, for their accuracy, but they’re all going to be in this general area, it’s just so that you can get an idea of what people are looking for.

So we’re going to use “boots,” so let’s see if we can find a niche for that keyword.  Let’s go over to Google, and in the Google search we’ll type in “boots” to see the competition is.  Okay, on the right hand side, “boots” has a competition of 155,000,000.  Now 155 million is huge, that’s a big number.  So, we’re going to want to try to narrow this down a little bit, to see if we can find a bit better of a niche.

So, let’s go back to our keyword tool and let’s find out what’s going on under “boots.”  Underneath “boots” the most looked for keyword is “ugg boots,” not “cowboy boots,” or “rain boots.”  “Ugg boots” is the most in demand keyword right now and it has a number of 57,595 searches per month, which is a very respectable number.  But, there are two parts to this equation.

We want to see what the competition is.  So, in other words, no matter what your key term is and how many searches per month, if the competition number is just out of the water, like a billion, you know you have a huge competition there and it is probably better to find a different type of niche, a different type of subject, or different information to sell.

But, “ugg boots” is a very respectable term, it’s getting respectable hits, so it’s worth further exploration.  So, let’s go over to Google and let’s find out just exactly what the competition is.  Let’s type in “ugg boots” and see, which narrows it down quite a bit to 1,990,000, so basically we have a number of two million for the competition which is very high.  But if you keep it around a million or less, you can get into a good niche situation.  The hundreds of thousands are even better, maybe 250,000 or even 150,000 that would be excellent numbers for this amount of keyword searches per month (57,595).

So, we have “ugg boots” but let’s try and tighten that up a little bit better because we know that will work for a niche because it’s right around the one million mark and it does have a high search per month number.  But, if we were going to use “ugg boots”  let’s decide what kind of keywords we could put in our website for search engine optimization.  Now we have our niche, let’s find the most targeted keywords for that niche.

So, we’ll type in “ugg boots” into Keyword Discovery and it brings up a result with the top search term being “ugg boots size 8” and it has a monthly search of 1,244.  But, like I said, there are two parts to this equation.  Let’s find out what the competition is, so let’s go back to Google and type in “ugg boots size 8.”

It brings up a result with a much better competition bracket with only 238,000 for that key term.  See how we’re narrowing it down into a niche, into getting the right eyeballs to your site?  If you’re selling “ugg boots” you don’t want people looking for “cowboy boots” coming to your site because that’s not what they’re looking for.  You want people that are looking for “ugg boots” to come to your site—get the right eyeballs coming to your site—because if they’re looking for “ugg boots,” especially “ugg boots size 8” and you’re store is on the first page, which can be accomplished with our methods, they’re going to click on you and they’re going to buy from you.

Now, just for curiosities sake, let’s see what one other keyword is bringing—“cheap ugg boots” is third on the list and it has 1,241 hits per month and it’s just about three different from the “ugg boots size 8” key term which had 1,244.  So, let’s go find out it’s competition on Google.  A search result for “cheap ugg boots” brings up 116,000, so your competition is in half.  This number is half of the other search which had 238,000.  Even though the searches for those key terms are almost identical, there’s just about three searches difference , but your competition has been reduced by half.  So, you know that your “cheap ugg boots” is going to be one of your top keywords, plus it will help get the right eyeballs to your site.  These are both very good.

Another point I want to make is that we have four key terms that are at least one thousand searches per month or better and that’s where you want to start, or place your lower limit.  Now, of course you’re going to have a balance between your competition and your key term that’s being searched for.  But if you’re a thousand hits per month or better that will develop good organic traffic to your site and if you can get it narrowed down so that your competition is below a million, you’re going to have a niche.  That was just real easily and straight forward how you can find a niche market and succeed.
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